Effective Date: 01/01/2024

At Educate & Restore Credit LLC, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your data when you interact with us and our credit repair services.

1. Information We Collect

We may collect personal information from you when you:

Use our website.

Contact us for credit consultation or credit repair services.

Subscribe to our communications or newsletters.

Complete forms or provide documentation required for our services.

The types of personal information we collect may include:

Name, email address, mailing address, phone number.

Social Security number, date of birth, and identification details.

Credit information, including credit reports, account numbers, debts, income, and other financial data necessary for credit repair services.

Any other personal information you provide during interactions with us.

2. How We Use Your Information

We use the information we collect to:

Provide personalized credit repair services tailored to your unique financial situation.

Review and analyze your credit reports, debts, and other financial data to help you improve your credit score.

Communicate with you regarding service updates, case progress, and important notifications.

Respond to your inquiries or service requests.Comply with legal and regulatory requirements.

3. How We Share Your Information

We will not sell or rent your personal information to third parties. However, we may share your information under the following circumstances:

With credit bureaus and financial institutions when conducting credit repair services on your behalf.

With service providers or third-party partners who assist us in providing services, such as IT support, data storage, or marketing.

To comply with legal obligations, such as responding to court orders, subpoenas, or other legal processes.

4. Data Security

Educate & Restore Credit LLC takes appropriate measures to secure your personal information. We use industry-standard security practices, such as encryption and firewalls, to protect your data from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

Request access to the personal information we hold about you.

Request corrections to any inaccurate or incomplete information.

Request that we delete your personal information, subject to our legal and contractual obligations.

Opt-out of receiving marketing communications from us.

To exercise these rights, please contact us at [email protected].

6. Cookies and Tracking Technologies

Our website may use cookies and other tracking technologies to enhance your browsing experience and improve our services. You can adjust your browser settings to refuse cookies, but this may affect your ability to use some features of our website.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to read the privacy policies of any third-party websites you visit.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we discover that we have collected information from a child under the age of 18, we will take steps to delete the data.

9. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy from time to time. Any changes will be posted on our website, and we encourage you to review this policy periodically to stay informed about how we protect your data.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: [email protected]